OPTIONAL 24-HOUR ACCIDENT COVERAGE

Covers injuries around the clock – 24 hours per day. Weekends, vacations, summertime Too! Home or away. See COVERAGE DETAILS to view your school’s coverage brochure to verify if interscholastic sports and/or interscholastic tackle football is included.

OPTIONAL SCHOOL TIME ACCIDENT COVERAGE

Covers school sponsored and supervised activities on or off premises. Includes travel directly to or from an activity. See COVERAGE DETAILS to view your school’s coverage brochure to verify if interscholastic sports and/or interscholastic tackle football is included.

OPTIONAL 24-HOUR ACCIDENT COVERAGE EXTENSION

Extends the School Time coverage that your school has purchased to 24-Hours per day. Covers injuries that occur other than during school days and at school sponsored and supervised activities on or off premises. Weekends, vacations, summertime too! Home or away, anyplace, anytime. No coverage for interscholastic sports or interscholastic tackle football.

OPTIONAL FOOTBALL COVERAGE

Covers high school interscholastic tackle football (participating with students in grades 10, 11 or 12). 9th grade students who play with only 9th graders can be covered under the OPTIONAL SCHOOL TIME ACCIDENT COVERAGE or OPTIONAL 24-HOUR ACCIDENT COVERAGE. Includes coverage for SPRING/SUMMER WEIGHT AND CONDITIONING TRAINING.

SPRING/SUMMER WEIGHT AND CONDITIONING TRAINING ONLY

Covers high school interscholastic tackle football players (participating with students in grades 10, 11, or 12) for spring/summer weight and conditioning training. For new players not already insured under optional football.

OPTIONAL 24-HOUR DENTAL COVERAGE

Covers dental injuries due to accidents 24 hours per day with a $25,000 maximum. Deferred benefits should treatment be delayed.

FIND A HEALTH CARE PROVIDER

Plans written through Gerber Life Insurance Company, administered through SMIC, do not require that a network provider be used. However parents can reduce out of pocket costs by obtaining treatment for their child from a participating provider.

To find a preferred provider please click here.